Health insurance deductible
A health insurance deductible is the amount you pay out of pocket each year for eligible healthcare services before your insurance plan begins covering costs.
You are responsible for paying the first $1,000 of eligible services each year. Once that amount is reached, your insurance will start paying its share of costs according to your plan’s rules.
Understanding your deductible helps you plan ahead for therapy costs. Some clients may find that they are responsible for the full session fee until the deductible is met, while others may benefit from coverage sooner.
Please note that no refunds are provided for services that have already been rendered.
Yes. We may contact your insurance provider to confirm your mental health benefits, including copays, coinsurance, deductibles, and pre authorizations.
➡️ Keep in mind: It is still your responsibility to confirm your coverage and understand your plan details.
If your plan includes a deductible, we may collect a standard upfront copayment toward that deductible before your appointment.
After your insurance processes the claim, any remaining balance will be your responsibility, as explained in your Explanation of Benefits (EOB).
Once your insurance has paid its portion, any remaining balance will be:
We understand that financial difficulties happen. If you’re struggling to pay, please let us know we can work with you to create a personalized payment plan.
No. Refunds are not provided for services that have already been rendered.
Payment Plans
